When it comes to water damage and flood damage, most Baltimore residents are a little confused. These two terms are not synonymous, which isn’t a problem for ServiceMaster of Baltimore (we can handle it all), but could make a big difference when it comes to your homeowners insurance company. So we decided that maybe it was time we helped shed some light on the differences between flood damage and water damage.
What is Flood Damage?
Flood damage is typically caused from water entering your home from the outside.
According to FEMA, flooding is defined as “1) Overflow of inland or tidal waters; 2) Unusual and rapid accumulation or runoff of surface waters; 3) Mudslides (i.e., mudflows) which are proximately caused by flooding and are akin to a river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water and deposited along the path of the current.”
Many homeowners insurance policies exclude flood damage, so it is important to seek supplemental coverage, especially if you live in an area prone to flooding.
What is Water Damage?
Unlike flooding, water damage typically involves water intrusion originating from inside your home. The most common causes of water damage include:
- Burst pipes: According to the Insurance Information Network of California (IINC), burst pipes rank just behind hurricanes for total number of insurance claims and total number of homes damaged each year. Click Here to learn more.
- Toilet overflow: When dealing with toilet overflow, there are a few things you should know. For starters, keep your distance. Click Here to learn more.
- Roof and window leaks: When you find a roof leak, first thing’s first. Stop the leak. Start with a temporary fix until you can have the roof inspected and repaired by a professional roofer. Click Here to learn more.
The average water damage claim is $5,531.
Flood and Water Damage Restoration from ServiceMaster of Baltimore
ServiceMaster of Baltimore has certified licensed restoration technicians on call 24 hours a day, 7 days a week, 365 days a year. Water damage doesn’t work on a 9-5 schedule, so why should your water damage company? Click Here to request an estimate today! As an IICRC-Certified company, ServiceMaster of Baltimore technicians are trained to identify moisture sources, evaluate mold growth, contain damage, remove contamination, and dry structural materials in an effort to reduce your loss and preserve your property.
Call 866-780 1700 for Emergency Restoration!
With over 57 years of experience in helping business owners and homeowners, like you, with water damage restoration, ServiceMaster of Baltimore is the best choice for the job.
Hopefully you have found our blog, “ServiceMaster of Baltimore Explains Water Damage vs. Flood Damage,” informative and helpful. Continue to check back weekly for more helpful tips.