Unfortunately, water damage often strikes homeowners unexpectedly.
Since water damage seems like it’s such a rare occurrence, most of us are not prepared or even know where to begin when filing an insurance claim. There are several key steps to keep in mind when filing a claim.
Stay Calm When Making an Insurance Claim
Some of the most sage advice we all receive at one point is to “sleep on it”. While you don’t want to wait too long before filing a claim for water damage, you also need time to collect yourself. It can really be traumatic to see your home in such disarray, so take time to work through your initial shock. You want to make sure that you are clear and concise when filing your claim, and it will be hard to provide all of the important details if you are upset.
Review Your Coverage for Water Damage
You may have thought your home and property was covered for certain damage, but this is the time where you need to review your policy. If you aren’t exactly sure what it covers, make sure to talk to your agent to help explain what damages may or may not be covered before filing an insurance claim. It’s easiest if you are able to easily have the policy right in front of you when filing an insurance claim for water damage.
Record Proof of Water Damage
To help your claims and to make sure you can recoup the value of damaged items, take pictures and videos of as many things as possible. Not only is it important to capture what was damaged due to water damage, but it’s also very important to try and have evidence of the actual formation of the water damage itself. If you can show a busted pipe with water pouring out then that will help solidify your insurance claim before the adjuster has a chance to visit. With advances in technologies and services, companies like ServiceMaster are able to help restore losses more efficiently and effectively than ever before.
An IICRC Certified Water Damage Company in Baltimore
As an IICRC certified company, ServiceMaster of Baltimore technicians are well-equipped to handle all of your restoration needs. Our IICRC accredited field managers are specialists in water mitigation, fire restoration and clean-up, mold abatement and pack-out services. It’s no wonder why we are Maryland’s most trusted name in cleaning and restoration services.
Call 866-780 1700 for Emergency Restoration!
For over 57 years, ServiceMaster of Baltimore has been serving the residents of Baltimore with 24/7 availability. We understand how devastating water damage can be on a home or business, which is why we have certified licensed restoration technicians available 24 hours a day, 7 days a week, 365 days a year. When you call, we will have technician at your home or business within hours of your initial call.
Hopefully you have found our blog, “Tips for Filing a Water Damage Insurance Claim,” informative and helpful. Continue to check back weekly for more helpful tips.