The first step in dealing with a disaster or catastrophe is to understand what your homeowners insurance covers. A recent study found that while 96% of homeowners have insurance, nearly 64% don’t have adequate coverage when it comes to disasters.
“A homeowner’s policy just doesn’t cover everything,” says Allstate Insurance agent Maurice Stephens. “It’s not a blanket. It’s not going to cover everything that could possibly happen.”
So you have to ask yourself…”Am I Covered!?”
Floods and earthquakes are typically excluded from standard homeowners policies (separate earthquake insurance or flood insurance policies can be purchased), while wind storms, tornados, and hurricanes are traditionally covered. But to be certain of what is covered and what is not covered in your policy, you have to ask your agent.
Dealing with a Natural Disaster
- 1. Contact your Insurance Agency: This is especially important if you have to evacuate. Your insurance agency needs to be able to get in contact with you.
- 2. Keep Receipts: Most homeowners insurance policies will reimburse you for out-of-pocket expenses…if you keep your receipts.
- 3. Take Pictures: Once it is safe to return to your home, take pictures and document all damaged and destroyed property.
- 4. Call ServiceMaster of Baltimore: While we hope a disaster never occurs, ServiceMaster of Baltimore is ready to serve you and restore your home or business quickly, with excellent work. ServiceMaster of Baltimore is an approved vendor for most major insurance companies, and we serve most local and regional insurance companies and claims offices, as well.
If you have any questions about Disaster Restoration, please contact ServiceMaster of Baltimore by calling 866-780-1700 or click here today!
ServiceMaster of Baltimore has spent the last 57 years helping people restore their lives back to normal!
Ever since ServiceMaster of Baltimore was established, we’ve flourished by maintaining a high standard of morals, values, and customer service. We handle all jobs consistently with high speed and effectiveness. Our goal is to restore your property as quickly as possible.